Analyst, Credit Senior

CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.Summary CHS is hiring a Senior Credit Analyst to join its finance team. The Senior Credit Analyst will evaluate customer creditworthiness, manage assigned credit portfolios and make recommendations that help protect CHS from financial risk while supporting business growth. This role partners closely with customers and internal business teams to establish appropriate credit terms, monitor account balances, negotiate collateral requirements and resolve moderately complex credit matters. The ideal candidate brings strong financial analysis, sound judgment, negotiation skills and a customer-focused approach.This is a hybrid position based in Ulen, MN.Responsibilities Manage third party financing activity, including applications, advances, and payments for internal and external lendersReview customer submitted information for completeness and accuracy.Analyze, summarize, and present borrower financial information in a concise credit package.Evaluate collateral coverage including lien position.Ensure compliance with credit policy and established guidelines.Approve credit exposures within delegated authorities.Communicate with loan officers, business partners, and loan documentation team on application, underwriting, and approval questions and status.Provide analytical support for loan amendments and modifications.Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis.Report on credit risks and market conditions impacting the portfolio of accounts.Help drive continued improvements to streamline processes.Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.Perform other responsibilities as needed or assigned.Minimum Qualifications (required) High School diploma or GED4+ years of experience in Finance, Accounting and/or CreditAdditional Qualifications Proficient in MS Office suiteExcellent critical thinking, financial analysis and decision making skillsExcellent negotiation and communication skills, both verbal and writtenDemonstrated ability to collaborate with business partners, and build and maintain positive customer relationshipsAbility to effectively manage multiple priorities to ensure excellent customer serviceBachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse. #LI-WB1 CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.CHS is an Equal Opportunity Employer/Veterans/Disability. Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to [email protected] ; to verify that the communication is from CHS.