Capital Markets Analyst / Associate

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:

One of the UK’s newest unicorns with a team of just over 700 people

Among the fastest-growing tech companies in the UK

Profitable since 2017

Backed by top investors including Balderton Capital and Goldman Sachs

Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

• Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
• Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
• Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

What you'll do

Assist in developing Lendable's capital markets strategy to fund over £2.5bn per annum in 2026.

Manage strategic funding projects on tight timeframes through to execution

Originate and execute new transactions (including direct lending through forward flow agreements, private and public asset-backed financing arrangements, and new fund launches).

Manage investor relationships (including banks, investment banks, asset managers, hedge funds, insurance companies, pension funds, high net worth investors and family offices).

Arrange and run due diligence sessions for new investors.

Assist in the running of the Lendable funds.

Assist in the development of funding strategies for new product launches.

Support senior management and founders on the assessment of strategic initiatives and corporate development projects.

What we’re looking for

For Analysts: 1-2 years of relevant experience in the industry

For Associates: 3-4 years of relevant experience in the industry

Strong analytical and numerical skills that put you at ease with financial data

Great written and verbal communication skills with a close attention to detail

Technical Aptitude: High level of proficiency in Excel and financial modelling as well as knowledge of SQL to query and manage large-scale data

Proactivity & Learning: Be a self-driven problem-solver with a deep willingness to learn new financial structures and speak to individuals across the business to help problem solve, in a fast-paced, ever-changing environment

Bachelor's degree or above

Interview process

We’re not a slow-moving bureaucratic organization so we look to get things moving as quickly as possible. For this role you can expect:

A 30 minute remote screening interview with the Talent Partner Jess Whiteside

Cognitive Assessment: 15 minute online assessment

A 30 minute remote Interview with a member of the Capital Markets team to discuss your motivations for joining Lendable and what you can bring to the role

A modelling and presentation exercise to complete in your own time

A half day of onsite interviews with the team to assess your technical skills and get to know you better

Life at Lendable

Winning team: the opportunity to scale up one of the world’s most successful fintech companies

Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

Health coverage: support for your physical and mental wellbeing, including private health cover

Retirement & savings: long-term financial wellbeing through retirement savings plans

Employee referral programme: earn a competitive bonus when you refer successful new team members

Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

* Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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