Product Lead (Risk and Controls)

Requirements

• Proven experience in complex product development in heavily regulated industries,
• Strong analytical ability to understand complex financial crime vectors and effectiveness of mitigating controls,
• Skilled in cross-functional collaboration, influencing roadmap of other teams working on similar problem spaces,
• Ability to zoom out and think about the broader problem and the impact of multiple variables that influence the solution,
• Excellent communication skills, proficient in English, capable of working effectively in a diverse, multinational environment

What the job involves

• In this pivotal role, you'll be working as part of the Europe and UK regional team. As a licensed institution serving millions of customers in Europe and the UK, preventing financial crime and misuse of Wise is of pivotal importance. This role will focus on our regulatory obligations and improving our current controls,
• As the Product Lead for the financial crime prevention domain, you will also be responsible for measuring and improving the effectiveness and efficiency of the controls. You will also be responsible for our Key Risk Indicators for Europe and the UK - ensuring that they stay within our risk appetite,
• While enhancing new controls or developing new ones, you will also ensure that these controls are scalable and mitigate customer friction by working closely with the onboarding experience team,
• You will also work closely with our global due diligence and financial crime prevention teams, leveraging improvements being implemented at a global level to enhance Europe and the UK’s control framework,
• Own compliance with our regulatory obligations in Europe and UK to prevent financial crime by ensuring we have the right controls,
• Own the effectiveness of the entire control framework used by Wise in Europe and the UK to prevent financial crime,
• Identify key opportunities for enhancements, based on audits, internal reviews and market trends to further strengthen Wise’s control framework,
• Own the Key Risk Indicators (KRIs) for the region and proactively solve for KRIs that are on a negative trend or out of risk appetite,
• Find opportunities for improving customer experience and operational scalability of our controls (for example, through leveraging AI),
• Work closely with other teams within the Europe and UK squad and with global teams - ensuring we have the right controls in place for new products and features,
• Own the customisation of global controls to ensure they adequately address specific regional risks in Europe and the UK,
• Have a significant impact on the safety and security of Wise and its customers,
• Work with a talented, diverse team to develop and implement innovative ways to prevent financial crime,
• Make data-driven decisions that significantly improve our service and product offerings for businesses and consumers,
• Influence and motivate a cross-functional team, fostering a culture of innovation, responsiveness, and excellence