Senior Analyst, Credit, Market and Liquidity Risk

Company Description

Forward with Cuscal

At Cuscal, our Commercial and Business teams are the backbone of our organisation. From supporting clients and driving growth to ensuring compliance, managing finances and fostering a positive workplace culture, our people play a vital role in achieving our commercial objectives while staying true to our values.

If you’re looking for a role where your analytical skills and ideas can make a real impact, join us to help shape the future of payments in Australia.

Job Description

Your Opportunity

As our Senior Analyst, Credit, Market and Liquidity Risk, you’ll support the delivery of reliable financial risk analysis, reporting and insights for management, ALCO and the Board. Reporting to the Senior Manager, Market and Liquidity Risk, you’ll combine sound risk judgement with technical expertise to strengthen data quality, improve reporting controls and explain key risk drivers.

You’ll also make an impact by:

Preparing and analysing credit, market and liquidity risk reporting to support regulatory obligations and management decisions

Developing financial, statistical and advanced analytical models, dashboards and reports

Translating complex financial risk data into clear insights and practical recommendations

Strengthening data quality through reconciliations, validation checks and documented controls

Automating analytical and reporting processes to improve reliability and reduce manual intervention

Applying machine learning and AI where appropriate with suitable testing, controls and human review

Supporting scenario analysis, stress testing and risk model validation

Documenting business requirements, calculation logic, data lineage and acceptance criteria

Partnering with business, risk, data and technology teams to resolve data dependencies and deliver reporting improvements

Producing clear and insightful reporting for senior management, committees and the Board.

Qualifications

What you’ll bring

To succeed in this role, you’ll have:

At least five years of experience in analytics, insights and reporting within banking or financial services

Experience in financial risk management, risk reporting or analytics with an understanding of credit, market and liquidity risk

Advanced capability across tools such as Databricks, Power BI, Excel, SQL or Python

Experience developing repeatable analytical models, dashboards and reporting solutions

The ability to translate complex analysis into clear insights for senior stakeholders

Working knowledge of regulatory requirements and industry standards relevant to financial risk reporting

Strong stakeholder engagement skills with the ability to work across risk, business, data and technology teams

Experience documenting requirements, testing solutions and supporting implementation and process improvement

A tertiary qualification in finance, business, computer science, data science, software or a related discipline.

You’ll stand out from the crowd if you also bring:

Knowledge of treasury systems, data flows and reporting processes

Exposure to Murex, Calypso or an equivalent treasury platform

Experience supporting treasury risk regulatory reporting, remediation or transformation initiatives

* Practical experience applying automation, machine learning or AI within controlled analytical processes.

Additional Information

Why Cuscal?

At Cuscal, you’ll find a strong, successful company that’s reimagining the future. And our team is right there at the heart of it all.

Here, you’ll deliver or support interesting, ground-breaking work that has real impact - on Australia’s financial services sector and the millions of customers it serves.

You’ll innovate alongside skilled, smart, connected teams.

And you’ll build an impressive, fulfilling career that continues to grow.

You’ll also enjoy a range of benefits, including:

Recognition and growth: Celebrate achievements through IGNITE and grow with tailored development opportunities.

Wellbeing focus: Access initiatives supporting physical, mental, and financial health, plus discounts via ‘Cuscal Advantage.’

* Diversity and inclusion: Join a workplace that values different perspectives and flexible work arrangements.

Join us and reimagine the future

Ready to make an impact? Click APPLY to join Cuscal today.

If you’re excited about this opportunity, we’d love to explore how you can contribute to our vision for the future. Screening and interviews may occur before the job ad closing date, so don’t wait - apply now.

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process.

We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Note: Cuscal does not accept unsolicited resumes from recruitment agencies or search firms.