Software Engineer, Account Discovery

We’re hiring a Backend Engineer to join our Account Discovery team — the primary gateway into Wise.

This team powers the dashboard customers see when they first log in. We turn account activity into clear, fast, reliable summaries and deliver contextual, personalised recommendations that help customers discover new ways to manage their money with Wise.

What you’ll build

Backend services that generate near real-time account overviews (recent actions, balances, key events) that are easy to understand and trust.

Recommendation and discovery capabilities that are personalised, context-aware, and measurable.

APIs and supporting systems that make the dashboard fast, consistent, and available across devices and regions.

You will build the backend behind Wise’s first-screen experience high-scale, low-latency services that stay fast under heavy traffic. Balance real-time freshness with rock-solid correctness, and deliver personalisation at scale that’s genuinely useful.

You’ll also tackle distributed systems complexity (resilience, failures, retries, idempotency), enable experimentation and measurement (A/B testing, instrumentation), and engineer with security, privacy, and compliance baked in from day one.

This is a chance to join an established, high-impact team where your work directly helps millions of customers make better financial decisions based on their account information- every day.

What do you need?

You have software development experience (preferably using Java)

A strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

Great communication skills and the ability to articulate complex, technical concepts to non-technical audience

Experience working with relational and non-relational databases, query optimisation and designing schemas

You enjoy writing clean and testable code

You believe in and follow best coding practices, code reviews and open feedback

Experience with CI/CD pipelines and Distributed and Concurrent Systems

What you get back

🚀 RSU's in a growing company

💪 An annual self-development budget

❤️ Statutory maternity leave, with a perk of 18 fully paid weeks of parental leave for birth or adoption

❤️ Paternity leave for 18 weeks at full pay

🌿 3 fully paid ‘me days’ per year to help you manage life

🌍 Relocation and visa expenses covered

🏝️ A paid 6-week sabbatical leave after four years

Find out more about our benefits in our London office.

Interested? Find out more

👀How we work – a practical guide

📹Wise Vlogs: Omar, Engineering Lead

💻Wise Tech Stack (2025 update)

* 📈Our Engineering career map

…or check out ourEngineering blog.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.