Software Engineer - Recurring Payin

The Recurring Payin team owns the Direct Debit API that powers automated payments into Wise. Underneath this, we are building a platform that allows customers to easily schedule top-ups or business collections.

The platform is also built on top of our internal Payin Platform rails; which is a critical component to the Wise money-movement machine and we’re looking for an engineer motivated to come and help us build for this.

We primarily offer APIs for any partner looking to set up automated funding or pre-authorizations. From setting up GBP balance top ups automatically to allowing business partners collect EUR bills monthly without having the customer go through the flow every time; our platform aims to consolidate all these use-cases.

We aim to allow customers to give a one time permission (pre-authorization) for Wise to pull money across any payment method, a USD bank account or a EUR issued bank card; you name it.

**What does it take?**

• Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences
• Ability to work independently while also being a good team player. Your work will frequently involve cross-team collaboration.
• Ability to break down complex projects into incremental milestones that deliver customer value
• Experience in developing web applications and distributed systems in a production environment
• Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested
• Curiosity and drive for continuous learning and improvement
• Following and advocating best coding practices, continuous delivery and code reviews
• Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus
• Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus
• …but don’t worry we don’t expect you to know everything!

**What does success look like?**

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute
• You’ll understand how our values can help you guide your work
• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them
• You’ll be raising the automation level to enable scaling of the product
• You’ll understand our customers and the impact our product makes in their lives
• You’ll help us scale-up and build a world class global banking product by finding solutions to our technical challenges and opportunities

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit [Wise.Jobs](https://www.wise.jobs/).

Keep up to date with life at Wise by following us on [LinkedIn](https://www.linkedin.com/company/1769571/) and [Instagram](https://www.instagram.com/wisecareers/).

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit [Wise.Jobs](https://www.wise.jobs/).

Keep up to date with life at Wise by following us on [LinkedIn](https://www.linkedin.com/company/1769571/) and [Instagram](https://www.instagram.com/wisecareers/).