Asset & Wealth Management- New York - Associate, Investing & Portfolio Management - Private - 9312726

Job Duties: Associate, Investing & Portfolio Management - Private with Goldman Sachs & Co. LLC in New York, New York. Work on Investing & Lending in Private Credit, Asset-Backed Finance. Conduct detailed financial analysis on individual private asset-backed finance opportunities to assess credit profile and relative value, including forecasting financial statements, valuation analysis, loss coverage and stress scenario analysis, market and competitive analysis, returns analysis and unit economics. Prepare detailed investment committee memoranda outlining the considerations of a particular investment. Present investment thesis to internal investment committees. Significant interactions with borrowers, co-investors and sourcing counterparties to build relationships and coordinate information requests needed for analysis. Perform quarterly valuations, assess needs for future capital, and help with business development. Research and develop expertise around various trends, themes and business models across financial technology and other sectors in asset-backed finance.

Job Requirements: Bachelor’s degree (U.S. or foreign equivalent) in Economics, Finance, Business, Information Science, or a related field and two (2) years of experience in the job offered or a related role. Prior experience must include two (2) years of experience with: developing detailed financial analyses using knowledge of GAAP accounting, asset valuation techniques, leverage and industry benchmarks, collateral performance scenarios, and transaction cashflow and payment waterfall analysis; working with various asset-backed finance structures and terms and applying them to individual investments; financial technology sector experience, including consumer finance/lending, mortgage finance, payments, insurance, real estate, and consumer and commercial banking; presenting detailed investment analyses to internal committees and building strong relationships with borrowers, co-investors, sourcing counterparties, and vendors in the financial technology and asset-backed finance eco-system; performing detailed collateral modeling, stress scenario and breakeven loss coverage analysis, and relative value analysis across various sub-sectors of asset-backed finance including consumer loans, residential assets, fund finance, commercial real estate, aviation, and digital infrastructure; and reviewing a range of transaction legal documentation covering various structures in asset-backed finance including credit agreements, loan agreements, master repurchase agreements, and 4a2 note indentures.

Salary Range: Annual base salary for this New York, New York based position is $175,000.

©The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLE

Associate

OFFICE LOCATION(S)

New York

DIVISION

Asset & Wealth Management