Global Banking & Markets, Investment Banking, Capital Solutions Group, Asset Finance & Lending, Associate/Vice President , London

Our division works on some of the most complex financial challenges and transactions in the market today. Whether advising on a merger, providing financial solutions for an acquisition, or structuring an initial public offering, we handle projects that help clients at major milestones. We work with corporations, pension funds, financial sponsors, and governments and are team of strong analytical thinkers, who have a passion for producing out-of-the-box ideas.

Capital Solution Group – Asset Finance & Lending - Associate/VP

Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We structure and execute asset secured lending and structured finance solutions for our clients – deploying and investing GS balance sheet and providing access to global private and public capital markets. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments.

**Scope of Role:**

• **Risk Management** – Underwrite and analyse credit, market, operational and legal risk related to principal balance sheet lending; responsibilities span the entire life cycle of a trade from origination to exit.
• **Structuring** – Structure private lending facilities (term, warehouse, bespoke) as well as securitizations across non-agency and non-traditional collateral sectors on both principal and third party transactions. Prepare term sheets and check deal structure in securitization related documents (pooling and servicing agreements, prospectus supplements etc.)
• **Origination** – Sourcing transaction opportunities as well as identifying and mobilising strategic growth initiatives across the business. Developing and maintaining client relationships across the hedge funds, alternative asset managers, corporates and brokers.
• **Product development** – Collaborate to monitor market developments, reverse engineer structures in the market, and devise novel and unique features to optimize financing; understanding the implication of and solving regulatory, structural and market challenges
• **Model and research development** – Work to develop Excel / Intex models in support of transaction execution, rating agency interactions and investor dialogue. Work to identify areas of research that are critical to product development, risk measurement within transactions, or investor education.
• **Communication** – Ability to interact with internal and external stakeholders and clients. We expect that this professional will be a key part of our client franchise and will participate in and travel to meetings and client events

**Minimum education and experience required:**

• Master’s degree or equivalent in Finance, Economics, Business, Math, Physics or a related quantitative field plus 2 years of non-agency l Mortgage-Backed Securities experience or related experience; OR Bachelor’s degree or equivalent in Finance, Economics, Business, Math, Physics or related quantitative field plus 3-5 years of non-agency Mortgage-Backed Securities experience or related experience.

**Qualifications Skills required:**

• Must have structured finance or structured products experience and demonstrated knowledge of fixed income markets
• Must have demonstrated financial modelling skills to understand and develop deal structure and cash flow waterfall models for revolving and amortizing transactions using industry standard tools (Intex / Bloomberg)
• Must have demonstrated quantitative skills, including performing bond math
• Ability to communicate and work under tight timeframes with internal and external clients, including finance, trading, sales, structurers, legal counsel, rating agencies, accountants, and trustees
• Enthusiastic, proactive team player that will drive transactions and projects

**We Offer Best-In-Class Benefits**

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

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Opportunity Overview

CORPORATE TITLE

Associate

OFFICE LOCATION(S)

London

JOB FUNCTION

Banker - CSG

DIVISION

Global Banking & Markets